Epic Credit Privacy Policy
About us
Epic Credit is operated by 1008 CREDIT CORPORATION.
Corporate Name: 1008 CREDIT CORPORATION
SEC Registration Number: CS201423913
Certificate of Authority NO (CA): 1665
By accessing the "Epic Credit" mobile app ("App") (collectively referred to as the "Platform") and using the services we provide ("Services"), you agree to be bound by the terms and conditions of this policy.
You expressly agree to the terms of our privacy policy. Accept the use of your personal information and disclose your personal information. This privacy policy is included in the app’s terms of use and is bound by the agreement.
If you do not agree to any part of this privacy policy, please do not use our app.
Data collection and use
When you use the Epic Credit program service, we will collect your information after obtaining your explicit permission. This will be used to assess your personal credit. The information we collect from you includes but is not limited to:
1 Personal information
We collect personal information provided by users when using the platform so that the platform can verify whether the user's personal information meets the requirements and provide more personalized services based on the user's personal information.
2 Device Information
Device model, device identification, iOS version,ROM,RAM,Analyze the current running status of the App to see if there are any problems such as crash exceptions.
This information is to protect your account and funds security and prevent various frauds.
We will only collect your personal information with your permission. If it is not allowed, we will never collect your information, and you should suspend the use of our products and services. All information collected by the aforementioned "Epic Credit" mobile application will be encrypted and uploaded to https://ccpapi.1008creditcorporation.com through the most secure data transmission.
How to use your information
After consulting and obtaining your explicit consent, we may use your information for any of the following purposes::
• Establish identity and confirm authenticity
• Provide our services, such as conducting credit analysis to facilitate your borrowing.
• Used for customer service, security, fraud detection, archiving and backup purposes related to the provision of our services.
• To better understand how you access and use our services in an attempt to improve our services and respond to customer wishes and preferences.
• Find out the cause of errors or application crashes and improve product quality.
•Help us develop new services and improve our existing services.
Safety protection
This website/app is designed to protect your personal information and maintain the accuracy of your confirmation. We use reasonable physical, management and technical protection measures to help us protect your personal information from unauthorized access, use and disclosure. For example, when we send all sensitive personal information over the Internet, we encrypt it.
Our platform has adopted strict security measures to prevent loss, misuse and alteration of controlled data. We strive to protect and ensure the security of the information you provide. We use Secure Sockets Layer (SSL) for encryption to transmit data, which is currently the level of encryption required by Philippines law.
We combine the multi-level security in the product with the most advanced technology to ensure that our system has strict security measures. The overall data security and privacy design allows us to protect our system from minor interruptions to complex attacks.
We do our best to prevent unauthorized access, alteration, disclosure or destruction of the information we hold, including:
•We use encryption to protect the privacy of your information during transmission.
•We provide security features such as OTP verification to help you protect your account.
•We review our data collection, storage and processing practices, including physical security measures to prevent unauthorized access to our systems.
•We restrict access to personal data by employees, contractors, and agents who need such information to process personal data. Anyone who has access to this information will be bound by strict contractual confidentiality obligations and may be subject to disciplinary action or termination for failing to comply with these obligations.
•We will periodically review this privacy policy and ensure that we handle your information in a manner consistent with this policy.
We or our affiliated companies store your information on servers located in Philippines. Data protection laws vary from country to country, and some provide more protection than others.
When we receive a formal written complaint, we will respond by contacting the complainant. We work with appropriate regulatory agencies, including local data protection agencies, to resolve any complaints about your data transfer that we cannot resolve directly with you.
Information about you
Users can choose to correct, correct or delete or withdraw any personal information shared for the purpose of using the platform at any time. Please note that deletion or withdrawal may affect the services we provide to you. If the personal data is corrected, the user must submit a document about the personal data change so that the company can verify it.
You can process your information in the following ways
•Device settings: You can modify the permissions on your iOS device to access permissions such as camera.
•Delete all your application accounts.
•You can also request to delete content from our servers in accordance with applicable laws or by emailing us.
Children's privacy and safety
"Epic Credit" is a service that is not aimed at anyone under the age of 18. We are committed to protecting the privacy of children, and we will not deliberately collect personally identifiable information from children under the age of 18.
Changes to the privacy policy
"Epic Credit" reserves the right to change, modify or delete parts of this privacy policy at any time for any reason. If there are any changes to the privacy policy, we will update it on the website. Once published, unless otherwise stated, these changes will take effect immediately. We encourage you to check this page regularly to get the latest information about our privacy practices. Your continued access or use of the service signifies acceptance of your revised and revised privacy policy. Privacy Effective Date July 12, 2024
Contact us
If you have any questions, comments or suggestions about our privacy policy, You can contact us via the app or the contact details below.
E-mail: [email protected]
Address: Unit 1008 Phil. Axa Life Centre, Sen. Gil Puyat Ave. Makati, Manila, 1200 Philippines